Budros Ruhlin Roe



Best in Class Practices

Our unique 8-step strategy is the result of a 30-year evolution of our skill, practices and strategic thinking. These proprietary processes serve our clients in a way that is unique to our firm.

The Independent Wisdom for Wealth® Experience
Stage 1 The WEALTH PLANNING LAUNCH™   Organization
  (Data gathering, identification of goals and objectives) Personal Balance Sheet  

Stage 2 The FUTURE VISION CLARIFIER™   Optimism
  (Current and future cash flow and income tax projections) Retirement Planning Model  

Stage 3 The PORTFOLIO DESIGN BLUEPRINT™   Confidence
  (Asset allocation strategy based on time horizon and risk tolerance) IPS (Investment Policy Statement)  

Stage 4 The STRATEGIC INVESTMENT SOLUTION™   Control
  (Specific investment recommendations to buy, sell or hold) Portfolio Restructuring Plan  

Stage 5 The RISK MANAGEMENT ASSESSMENT™   Protection
  (Death, disability/incapacity cash flow projections and insurance review/recommendations) Estate/Disability/LTC Planning Model  

Stage 6 The LEGACY MAXIMIZATION ANALYSIS™   Inspiration
  (Estate plan and estate documents review and recommendations) Estate Plan Flowchart  

Stage 7 The TAX MINIMIZATION REVIEW™   Security
  (Income, estate and gift tax projections and recommendations) Tax Planning Model  

Stage 8 The WEALTH PRESERVATION GAMEPLAN™   Rigor
  (Goal prioritization and wealth building/transfer strategies) GPS (Goal Planning Statement)